How many times have you not paid bills in order to have Christmas gifts. Well, why not bring the New Year in, stress free with these few tips.
Pick names, if you have a large family. That why everyone still gets a gift but you only have to buy one.
Homemade gifts are always received by the heart. Gifts in a jar is just one idea. Homemade cookies are another.
Just setting a budget for your self and sticking to it, helps with the stress.
If you must, how about downsizing your list. Do you really need to buy for so many people.
Shop early, and use coupons. Also only buy items on sale.
Second hand gifts can be turned into homemade gifts by adding your special touch.